How can we help you buy?

With us at your service, you have a valuator and negotiator rolled up in one. When you spot a property you are interested in buying, we will do a valuation. This will influence your negotiation when deciding what price is right for the property in question. We can also assist with any legal explanations around understanding the offer to purchase, conditions and those tricky items that can require negotiation. For instance, is the DSTV dish included in the deal; does the pool equipment stay, what about the stove and other fittings and finishes, etc?

What’s included in an Offer to Purchase?

• The purchase price
• How you intend to finance the purchase (cash deposit and loan amount)
• Expiry date and time of the offer

If your offer is accepted, the next step in the buying process is applying for a home loan, if required. Contact your Property Specialist for advice and assistance.

Offer tip

You can make your offer conditional on certain events. These may include availability of finance, selling your current property or the seller fixing certain problems you found with the property.

Traditional Home Loan

Our Traditional Home Loan affords you the opportunity to buy an existing residential property of your choice.

Move Home not your Home Loan

If you are an existing FNB Home Loans customer and buying another property, there is no reason to ever move to another bank. Ask about these benefits and save:

• On attorney fees
• Get an early termination fee rebate
• Get a bond cancellation fee subsidy

Be sure to ask your Property Specialist if you qualify for the benefits mentioned above.